Maxime St-Germain
Whether it's for a small residential mortgage, refinancing, or a real estate investment, Maxime St-Germain is the mortgage broker you need!
SCHEDULE APPOINTMENT
Whether it's for a small residential mortgage, refinancing, or a real estate investment, Maxime St-Germain is the mortgage broker you need!
SCHEDULE APPOINTMENT
My name is Maxime, and for me, being a mortgage broker goes far beyond just a profession. It is above all the privilege of being your trusted person for the accomplishment of your projects. Before venturing into the real estate field, I dedicated nearly a decade of my life to the profession of paramedic. What I valued most in this job was undoubtedly seeing the worries and questions disappear in people simply through my presence and mastery of the situation. I find the same source of motivation as a mortgage broker, and I put all my energy, calm, and quick analytical ability into serving your projects. If you want a professional who sees the human side beyond the numbers, you have found the right person.
SCHEDULE APPOINTMENT
Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.
Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.
* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.
Find answers to your most frequently asked questions
A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.
A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.
In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.
Book a personalized consultation to discuss your mortgage needs and get tailored advice.
Complete our online form to start your mortgage application and speed up the approval process.